Habitat for Humanity seeks applicants for new home for Disabled Veteran
[PLAINFIELD, NJ] Habitat for Humanity of Greater Plainfield and Middlesex County is currently seeking applicants for a new home on East Fifth Street in Plainfield, New Jersey. Another local nonprofit, New Jersey Connect, will partner with Habitat to build a new home for a disabled veteran and family for an initiative called “Habitat for Heroes.”
Honorably discharged U.S. Armed Forces combat veterans with a service connected physical disability requiring a barrier-free home are especially encouraged to apply. Anyone interested in possible ownership of a single-family and accessible home is advised to attend a mandatory orientation session.
“This is an amazing opportunity to own a home which will be built with love and devotion,” comments Rev. Jeremy Montgomery, Executive Director for Habitat for Humanity of Greater Plainfield and Middlesex County. “Many in our community cannot wait to work together alongside a disabled veteran and his or her family to provide an accessible and barrier-free home.
As is required of all new Habitat homebuyers, veterans selected to partner with “Habitat for Heroes” will repay zero-interest loans covering the costs of new home. Loan amounts will be determined on a sliding scale based on the veteran’s income to ensure affordability for the veteran’s family. The funds originally used to build the house are returned to Habitat through the homeowner’s monthly mortgage payments over a 20‐30 year period, and then are used to build more Habitat houses locally. The program works to help veterans get back on their feet and live their lives with dignity, respect, and a feeling of community.
By requiring no cash down payment, Habitat for Humanity helps working families acquire the dream of ownership with the support of volunteer labor and the community. This home will be built at 502 East Fifth Street in Plainfield, immediately next door to another house built in 2011 by Habitat. Construction is a cooperative effort, involving both volunteers and future homeowners.
Application forms are only available at the mandatory home application orientation meetings. The location of these meetings is at the Veteran’s Center, 400 East Front St, Unit 102, Plainfield NJ 07060 on these dates and times:
· Tuesday, October 27 : 7:00pm - 8:30pm
· Thursday, October 29 : 7:00pm – 8:30pm
· Saturday, October 31 : 10:00am - 11:30am
In order to receive an application, attendance is required at the mandatory orientations. The deadline to submit complete application is Monday, November 30, 2015 at noon. The application process will include income verification, a credit check, and personal visits and interviews by team members. Qualified applicants will be assigned a lottery number, and the prospective homeowners will be selected via lottery by January 2016.
To best understand Habitat for Humanity’s program of offering homeownership to qualified families, Habitat offers working families a hand up, not a hand out. Every partner family contributes 200 hours of “sweat equity” per adult in building their home or other homes, financed with zero interest loans provided by Habitat. By using volunteer labor and donations of money and material from the community, they sell the houses at the cost of construction with no profit.
Interested families should fill out a “Housing Interest Form” at www.habitatgpmc.org/homeownership to receive important notices on this opportunity or future Habitat projects.
ABOUT HABITAT FOR HUMANITY OF GREATER PLAINFIELD & MIDDLESEX COUNTY
Since 1989, 41 homes locally have been built by Habitat for Humanity of Greater Plainfield and Middlesex County, all built 100% by volunteers using tax deductible donations of money and materials from the community. Celebrating its 25th year, this local affiliate of Habitat for Humanity International is committed to improving the lives of low-moderate income families by helping them build and buy their own simple, decent homes. Habitat offers families a hand up, not a hand out. Every partner family devotes at least 200 hours per adult of sweat equity to help build their home or a neighbor’s home and secures a 0% mortgage provided by Habitat.